Affordable loans

Spent more than you planned at Christmas? Pay off your Christmas credit card spending with an affordable loan from Nottingham Credit Union. A loan from us could get you a lower interest rate than you’re paying on your credit cards and make your life easier by only having one bill to pay. You may also find that your monthly payment is lowered which will help you pay off your loan faster.

  • Borrow £2500 over 36 months for £99 per month*. 
  • Affordable loans with fixed interest rates
  • No transaction fees for saving or borrowing money
  • Comprehensive Online Branch and facilities
  • We often lend when other lenders won’t 

“Customer service has been fantastic. The whole loan process has been a lot easier than a high street bank. First class.” – Mark, Payroll member.

All you need to do is join NCU online or in branch and provide ID. For more information and to become a member visit the Nottingham Credit Union website or call 0115 8283121.

*Loans subject to status. Over 18s only for loans. 26.8% Representative APR. £2,500 - 36 months - £99.00 p/m - £1016.28 total interest.

Nottingham Credit Union

Joining Nottingham Credit Union is easy; you can apply online or in person at Newark and  Sherwood District Council. Go to the NCU website website for more details about our savings schemes and loan rates.

If you are looking to save or borrow money, Nottingham Credit Union is one option you might want to consider -  while helping the wider  community at the same time.

They have been providing great value financial products since 1992 but unlike most financial services companies, they’re not in business just to make money.

Shareholders aren’t constantly driving for an increase in profits – because the shareholders are actually the customers. Nottingham Credit Union is owned and run by local community members, so all of the profits stay in Nottinghamshire.

Products are priced to cover costs, not to make money out of customers, and at competitive rates that often beat the high street.

Becoming a member, opening a savings account or applying for a loan is an easy and hassle-free process.

Because the Nottingham Credit Union  cares about its customers, it takes into consideration individual needs when determining how best to help.

Credit unions are not just for those who are low income or have bad credit. There are many benefits to choosing a credit union over a bank. For example, through the Nottingham Credit Union you will avoid added on fees such as those for early repayment, so you may find that a loan with them would be more affordable.

Saving and borrowing with Nottingham Credit Union

By saving your money with a credit union, you are also helping the local community by allowing someone else to borrow.

Nottingham Credit Union offers loans from £200 to £10,000 with rates that often beat their competitors. No matter what your borrowing needs, there may be something for you.

For a £500 loan borrowed over 52 weeks:




Total Interest

Door Step Lender




Nottingham Credit Union




For a £3,000 loan borrowed over three years:




Total Interest

High Street Bank




Nottingham Credit Union




Contact us

Newark and Sherwood District Council
Castle House
Great North Road
NG24 1BY

01636 650000


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  • 01636 650000

    Mon to Fri 9am to 5pm

    Customer feedback

  • Get in touch:

    Castle House
    Great North Road
    NG24 1BY

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